In 2026, the FHA loan limits in Graham county of Alamance, NC are set at $472,030 for a single-family home, $604,400 for 2-unit buildings, $730,525 for homes with 3 units, and $907,900 for 4-unit properties.
The top loan amount for conventional loans on a single-family residence is $726,200. For buildings with 2 units, it's $929,850, $1,123,900 for 3 units, and $1,396,800 if there are 4 units.
Leverage our FHA calculator to see today's most competitive FHA rates and to decipher the downpayment, income, credit, reserves, and documents necessary for qualification.
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With the Lendersa® calculator, compare FHA rates and terms with those of other available loan programs. Delve into the comparisons of FHA with Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
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The Loan Limits Comparison Table for 2026 in Graham county, Alamance, NC provides insights into the maximum loan amounts available across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed comparison of qualification requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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