During 2026, the FHA loan limits in Oxford county of Granville, NC are as follows: $602,600 for a single-family home, $771,450 for 2-units, $932,500 for 3-units, and $1,158,850 for 4-units.
The maximum conventional loan amount for a single-family residence is $726,200. For 2-units, the limit is $929,850, increasing to $1,123,900 for 3-units, and reaching $1,396,800 for those with 4-units.
Utilize our FHA calculator to discover today's top FHA rates and determine necessary downpayments, income, credit requirements, reserves, and documentation for qualification.
Explore loan offers from a robust network of 100 lenders to find the most suitable fit.
Use the Lendersa® calculator to compare FHA rates and terms with those of all other loan programs. Examine options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® swiftly compiles loan data from thousands of lenders, expertly matching it with your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Oxford county within Granville, NC facilitates comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed evaluation of qualification requirements including income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $602,600 | $771,450 | $932,500 | $1,158,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $404,800 | $404,800 | $404,800 | $404,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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