During 2025, the FHA loan limits in Oxford county of Granville, NC are as follows: $602,600 for a single-family home, $771,450 for 2-units, $932,500 for 3-units, and $1,158,850 for 4-units.
The maximum conventional loan amount for a single-family residence is $726,200. For 2-units, the limit is $929,850, increasing to $1,123,900 for 3-units, and reaching $1,396,800 for those with 4-units.
Utilize our FHA calculator to discover today's top FHA rates and determine necessary downpayments, income, credit requirements, reserves, and documentation for qualification.
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Use the Lendersa® calculator to compare FHA rates and terms with those of all other loan programs. Examine options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
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The Loan Limits Comparison Table for 2025 in Oxford county within Granville, NC facilitates comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed evaluation of qualification requirements including income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $602,600 | $771,450 | $932,500 | $1,158,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $404,800 | $404,800 | $404,800 | $404,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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