In 2026, the FHA loan limit for Indian-Trail county, located in Union, NC, is set at $356,362 for a single-family home. It is $456,275 for a two-unit property, $551,500 for three units, and $685,400 for a building with four units.
For conventional loans, the maximum loan amount is $548,250 for single-family homes, $702,000 for a two-unit home, $848,500 for three units, and $1,054,500 for four units.
Use our FHA calculator to explore today's leading FHA rates, and understand the down payment, income, credit standards, reserves, and documents you need to qualify for a loan.
The Lendersa® calculator allows you to compare FHA rates & terms alongside other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
By collecting data from thousands of lenders, Lendersa® quickly provides comparisons that match your specific financial needs almost instantaneously.
The Loan Limits Comparison Table for 2026 in Indian-Trail county within Union, NC helps you compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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