In 2026, the FHA loan limits for Lake-Park county, a division of Union, NC, are defined as follows: $356,362 applies to a single-family home, $456,275 for two-unit dwellings, $551,500 for homes with three units, and $685,400 for four-unit residences.
For conventional loans, the maximum permissible amount for a single-family residence is $548,250. For properties featuring two units, the limit pushes to $702,000. For three-unit dwellings, the cap is $848,500, and for those with four units, it is set at $1,054,500.
Leverage our FHA calculator to ascertain the best FHA rates available today and to calculate fundamental qualification needs such as the downpayment, income prerequisites, credit, reserves, and documentation required.
The Lendersa® calculator is designed to permit a comprehensive comparison of FHA rates and terms with those of diverse other loan programs. This includes examining options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, all alongside FHA products.
Lendersa® compiles detailed loan data from a broad network of lenders and rapidly matches it to your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Lake-Park county, under the purview of Union, NC, provides an extensive comparison of maximum permissible loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare criteria for qualifications such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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