For 2026, the FHA loan cap in Unionville county of Union, NC is $472,030 for a single-family home, $604,400 for two units, $730,525 for three-unit places, and $907,900 for four-unit structures.
Conventional loan maximums are $726,200 for a single-family dwelling, $929,850 for two-unit residences, $1,123,900 for three units, and $1,396,800 for four units.
Utilize our FHA calculator to check the best FHA rates today and identify what downpayment, income level, credit status, reserves, and documents you need to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with other loan options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers loan program details from thousands of lenders and instantly aligns them with your specific financial profile.
The Loan Limits Comparison Table for 2026 in Unionville county of Union, NC, displays maximum loan amounts for FHA, Conventional, Jumbo, VA, USDA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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