During 2026, the FHA loan limits in Maiden county, located in Catawba, NC, are defined as follows: $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for those with three units, and $907,900 for buildings with four units.
Our conventional loan limits for a single-family residence reach up to $726,200. Properties with two units have a threshold of $929,850, while the limit for those with three units is $1,123,900, and for four-unit homes, it's set at $1,396,800.
Use our FHA calculator to check the finest FHA rates available today and to determine essential elements required for qualification such as the downpayment, income, credit check, reserves, and other necessary documents.
The Lendersa® calculator allows you to evaluate FHA rates and terms against all other available loan programs. This includes exploring and contrasting options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers comprehensive loan program data from thousands of lenders, offering a comparison tailored to your specific financial criteria.
For 2026, the Loan Limits Comparison Table for Maiden county within Catawba, NC presents a detailed side-by-side of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification requirements including income, reserves, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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