For the year 2026, the FHA loan limits in Newton county, Catawba, NC, are as follows: $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.
Regarding conventional loans, the maximum amount per single-family residence is $726,200. For 2-units, it's $929,850; for 3-units, expect $1,123,900; and for 4-units, the limit is $1,396,800.
Use our FHA calculator to find today's top FHA rates, and calculate the necessary downpayment, income, credit, reserves, and documentation needed to qualify.
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The Lendersa® calculator helps you compare FHA rates and terms against other loan programs. Investigate and align FHA with Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Collecting data from thousands of lenders, Lendersa® efficiently matches programs with your unique financial scenario and needs.
Consult the Loan Limits Comparison Table for 2026 in Newton county, Catawba, NC, covering FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a deeper evaluation of qualification needs, like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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