2026 FHA Loan Limits for Roxboro, Person County, North Carolina

In 2026, FHA loan limits in Roxboro county of Person, NC are established at $602,600 for a single-family home, $771,450 for 2-units, $932,500 for 3-units, and $1,158,850 for 4-units.

The maximum conventional loan amount for a single-family residence is $726,200. For 2-units, it is $929,850; for 3-units, the cap is $1,123,900; and for 4-units, it's $1,396,800.

Use our FHA calculator to discover today's best FHA rates and to assess the necessary downpayment, income, credit scores, reserves, and required documents for qualification.

Investigate loan offers from a comprehensive network of 100 lenders to find the perfect fit for you.

Explore a Range of Loan Options in Roxboro, NC

The Lendersa® calculator facilitates comparison of FHA rates and terms with all other loan programs. Explore and evaluate options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® collects data from thousands of lenders, providing rapid comparisons against your unique financial profile and needs.

Loan Limits Comparison Table for 2026 in Roxboro county, Person, NC, helps compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For detailed assessment of qualification such as income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Roxboro county of Person, NC

SFR 2 Units 3 Units 4 Units
FHA $602,600 $771,450 $932,500 $1,158,850
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $404,800 $404,800 $404,800 $404,800
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Roxboro FHA Lenders

  • Pinnacle Funding
  • 905 W. Main St, Suite 24, Durham, NC, 27701
  • Lends in North Carolina
  • At Pinnacle Funding, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • Independent Advantage Mortgage, LLC
  • 1525 E. Franklin Street, Suite 4, Chapel Hill, NC, 27514
  • Lends in North Carolina
  • Independent Advantage Mortgage, LLC. is a full-service mortgage company based in Chapel Hill, North Carolina serving the entire state but mostly in Orange County, Durham County and Wake county. Whether you are buying a home or refinancing you owe it to yourself to see what I can do for you.

  • Carolina Home Mortgage
  • 1506 E. Franklin Street, Suite 201, Chapel Hill, NC, 27514
  • Lends in North Carolina
  • Carolina Home Mortgage is a family-owned mortgage broker headquartered in Chapel Hill with branch offices in Pittsboro and Fayetteville. Serving all of NC through www.CarolinaHomeMortgage.com, you can take advantage of comparing the products of 10 or more lenders without leaving the comfort of your home. Our company does not lend the money.

  • CrossOver Lending Group Inc
  • 8801 Fast Park Drive, Suite 207, Raleigh, NC, 27617
  • Lends in North Carolina
  • The Crossover Lending Group, Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Horizon of North Carolina
  • 1237 South Scales Street, Reidsville, NC, 27320
  • Lends in North Carolina
  • At Horizon of NC, we make acquiring a mortgage loan or home equity loan quick and easy, having you pre-qualified within 24-hours or less! We offer mortgage loans throughout the entire state of North Carolina. Our mission is to find the lowest interest rates and best loans possible.

  • Amy Bonis Mortgage Team
  • 10224 Durant Road, Suite 207, Raleigh, NC, 27614
  • Lends in North Carolina
  • Amy is a very passionate woman who takes the business of mortgage banking and helping people realize their dream of financial independence very seriously. She started in mortgage banking in Los Angeles in the early 1990’s and her business has bloomed. She is now one of the top loan officers in the country NMLS# 106455.

  • Ace Mortgage Group LLC
  • 1780 Heritage Center Drive, Suite 103, Wake Forest, NC, 27587
  • Lends in North Carolina
  • At Ace Mortgage Group LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best-mortgage for you and your family from the many mortgage options.

  • Prestige Lending, Inc.
  • 123 Capcom Avenue, Suite 101, Wake Forest, NC, 27587
  • Lends in North Carolina
  • Prestige Lending can offer different programs for the self employed entrepreneurs as well as those that may want to build their own home. We offer product for clients with good credit (Traditional A Paper) as well as products for clients that due to challenges in their lives may not have the best credit.

  • RTP Federal Credit Union
  • 384 Davis Drive, Morrisville, NC, 27560
  • Lends in North Carolina
  • RTP Federal Credit Union was founded in 1968 by a group of federal employees in the Research Triangle Park, seeking to bring the benefits of credit union membership to this area. Today, over 300 businesses and associations in the RTP and greater Triangle area are offering the benefits of RTP Federal Credit Union membership.

Also lends in North Carolina

  • Movement Bank
  • 201 N. Union Street, Danville, VA, 24541
  • At Movement Bank, we’re leading a Movement of Change to make banking enjoyable and empowering by introducing healthy, faithful, and innovative tools to help you maintain financial health. Our bank was founded by African-Americans in 1919 to serve people who had been turned away by other institutions.