As of 2026, FHA loan limits in Raeford county of Hoke, NC are set at $472,030 for a single-family home, $604,400 for two-unit residences, $730,525 for three-unit properties, and $907,900 for those with four units.
For conventional loans, the maximum amounts are $726,200 for single-family homes, $929,850 for homes with two units, $1,123,900 for three units, and $1,396,800 for four-unit buildings.
Utilize our FHA calculator to discover today’s best FHA rates and determine the necessary downpayment, income requirements, credit score, reserves, and documentation needed for qualification.
The Lendersa® calculator can aid in comparing rates and terms between FHA loans and other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently compiles data from thousands of lenders, rapidly aligning it with your individual financial profile and needs.
The Loan Limits Comparison Table for 2026 in Raeford county of Hoke, NC lets you contrast FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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