For the year 2026, in the county of Cass, within West-Fargo, ND, the FHA loan limits are as follows: $356,362 applies for a single-family dwelling, while properties with two units have a limit of $456,275. For those with three units, the cap is $551,500, and for four units, it's $685,400.
Regarding conventional loans for a single-family home, the maximum permissible amount is $548,250. For two-unit dwellings, the limit reaches $702,000; for three units, $848,500, and for four-unit homes, it stands at $1,054,500.
Utilize our FHA calculator to uncover today's optimal FHA rates and figure out the necessary down payment, income level, credit requirement, reserves, and documents needed for eligibility.
The Lendersa® calculator allows you to assess the rates and terms of FHA loans in comparison with various other loan programs. You can compare Conventional loans, Jumbo loans, VA loans, USDA loans, Non-Qm, and hard money loans alongside FHA options.
Lendersa® acquires loan program information from a myriad of lenders, quickly analyzing it against your particular financial profile and individual needs.
Refer to the 2026 Loan Limits Comparison Table for West-Fargo, situated in the county of Cass, ND, where you can juxtapose FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. For a comprehensive comparison of qualifications such as income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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