During 2026, the FHA loan limits set for Valley-City, part of Barnes county in ND, are as follows: $356,362 for single-family homes, $456,275 for two-unit properties, $551,500 for three-unit buildings, and $685,400 for four-unit residences.
The cap on conventional loans for a single-family dwelling is $548,250. For two-unit homes, it's $702,000, for triplexes, it's $848,500, and for four-unit houses, the maximum is $1,054,500.
To find today’s best FHA interest rates and determine the necessary downpayment, income, credit score, reserves, and documentation for qualification, utilize our FHA calculator.
With the Lendersa® calculator, you can efficiently compare FHA rates and terms with those of other loan programs. This includes Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® rapidly gathers comprehensive loan programming details from thousands of lending sources, aligning them with your personal financial profile.
The Loan Limits Comparison Table for 2026 in Valley-City, situated in Barnes county of ND, contrasts maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements, including metrics like income, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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