In the year 2026, FHA loan limits set for Wahpeton, located within Richland county in ND, include $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for three-unit homes, and $907,900 for properties with four units.
For conventional loans, the upper limit for single-family homes is $726,200. For duplexes, it's $929,850, $1,123,900 for triplexes, and four-unit homes have a cap of $1,396,800.
Utilize our FHA calculator to find the current best FHA rates and calculate requirements like downpayment, income, credit score, reserves, and necessary documents to qualify.
Lendersa® calculator offers a way to weigh FHA rates and terms against those of other loan programs. Compare directives for types like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Gathering data from thousands of lenders, Lendersa® quickly matches loan programs to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 within Wahpeton, located in Richland county of ND, provides assessment of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan types. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare necessary qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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