Regarding conventional loans, the highest permissible borrowing for a single-family home is $726,200. For duplexes, it is $929,850, for three-unit properties, it's $1,123,900, and for four-unit buildings, it reaches $1,396,800.
You can utilize our FHA calculator to discover the most favorable FHA rates available today and ascertain the necessary down payment, income, credit score, reserves, and documentation required for qualification.
The Lendersa® calculator allows you to evaluate FHA rates and terms against all other loan types offered. Delve into comparisons among Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, contrasting them with FHA offerings.
Lendersa® aggregates loan program data from numerous lenders, efficiently matching it to your individual financial situation and requirements in a matter of moments.
The Loan Limits Comparison Table for 2026 in Bellevue county of Sarpy, NE illustrates FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. If you wish to compare qualification criteria such as income, credit score, and reserves, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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