As of 2026, the FHA loan limits for Offutt-AFB county in Sarpy, NE are set as follows: $356,362 for a single-family home, $456,275 for two-unit residences, $551,500 for those with three units, and $685,400 for properties with four units.
For conventional loans, the maximum allowable amount for single-family homes is $548,250. For two-unit homes, it increases to $702,000, climbs to $848,500 for three-unit buildings, and reaches $1,054,500 for homes with four units.
Our FHA calculator is an invaluable tool designed to assist you in identifying the most competitive FHA rates available today. It also helps determine the necessary downpayment, income standards, credit score, reserves, and documents required for eligibility.
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The Lendersa® calculator is engineered to empower users to compare the rates and terms of FHA loans with those of an array of other lending options. You can explore and evaluate various kinds of loans, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in relation to FHA.
Lendersa® leverages an enormous pool of data gathered from thousands of lenders, which it uses to instantly match and compare with your unique financial circumstances and requirements.
The Loan Limits Comparison Table for 2026 in Offutt-AFB county within Sarpy, NE, offers a broad view of maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a comprehensive understanding of qualification requirements including income, reserves, and credit aspects, you can utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™), which provides a robust platform for deeper analysis and comparisons.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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