Throughout 2026, the FHA loan limits set for Papillion county within Sarpy, NE are: $472,030 for a single-family residence, $604,400 for two-unit properties, $730,525 for three-unit setups, and $907,900 for buildings housing four units.
The upper limit for conventional loan amounts on a single-family home is $726,200. For residences with two living units, the cap is $929,850; for those with three units, it's $1,123,900; and $1,396,800 applies to four-unit properties.
To explore current FHA rates and determine what is required for qualification, including down payment, necessary income, credit standing, reserves, and documentation, make use of our FHA calculator.
The Lendersa® calculator provides a way to compare the terms and rates of FHA loans with other available loan programs. Alongside FHA, explore and evaluate options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles detailed loan program data from a multitude of lenders, allowing prompt comparisons tailored to your individual financial situation and needs.
For the year 2026 in Papillion county of Sarpy, NE, the Loan Limits Comparison Table highlights FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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