As of 2026, the FHA loan limit in Lincoln county of Lancaster, NE, is $472,030 for a single-family home, $604,400 for 2-unit houses, $730,525 for 3-unit properties, and $907,900 for 4-unit homes.
The maximum conventional loan amount for a single-family residence is $726,200. For 2-units, it is $929,850, for 3-units $1,123,900, and for 4-units $1,396,800.
Use our FHA calculator to discover today's top FHA rates and determine what downpayment, income, credit, reserves, and documents are needed to qualify.
The Lendersa® calculator allows comparison of FHA rates and terms with those of other loan solutions, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
By gathering loan program data from thousands of lenders, Lendersa® provides a quick comparison against your unique financial profile and needs.
For 2026, the Loan Limits Comparison Table in Lincoln county of Lancaster, NE, highlights different maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria like income, reserves, and credit, utilize Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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