2026 FHA (Government Loans) Limits for Seward, Seward County, Nebraska

For 2026, the FHA loan limits in Seward county of Seward, NE are as follows: $472,030 for a single-family home, $604,400 for homes with 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The upper limit for conventional loans on a single-family home is $726,200, with $929,850 for two-unit properties, $1,123,900 for three-unit properties, and $1,396,800 for those with four units.

Utilize our FHA calculator to find current top FHA rates and determine the downpayment, income, credit, reserves, and documents required for eligibility.

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Discover Loan Options in Seward, NE

The Lendersa® calculator empowers you to compare the rates and terms of FHA loans with various other loan programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

By aggregating data from thousands of lenders, Lendersa® quickly aligns these against your unique financial situation.

Our Loan Limits Comparison Table for 2026 in Seward county of Seward, NE enables comparisons of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Assess qualification metrics like income, reserves, and credit using Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Seward county of Seward, NE

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Seward FHA Lenders

  • The Jones National Bank and Trust Company of Seward
  • 203 So. 6th Street, Seward, NE, 68434
  • Lends in Nebraska
  • Jones Bank serves Seward, Milford, Valparaiso and the surrounding communities. At Jones Bank our philosophy of “Neighbors Helping Neighbors” reflects our attitude of helpfulness and community support. As a leading Nebraska community bank, we continually invest in the individuals and businesses in our communities.

  • Farmers & Merchants Bank
  • 617 1st St, Milford, NE, 68405
  • Lends in Nebraska
  • At Farmers & Merchants Bank your vision is our vision, and we’ll always match our products and services to what you need to reach your goals Our mission is to grow our communities and keep them strong with competitively priced, high-quality personal business and ag products and services that meet and exceed your financial needs. We’re here to help

  • University of Nebraska Federal Credit Union
  • 1720 P Street, Lincoln, NE, 68508
  • Lends in Nebraska
  • The University of Nebraska Federal Credit Union was started by seven faculty members back in 1937. Soon after membership was expanded to include university staff and in 2006 university students were added to the field of membership. In the fall of 2016 the credit union began reaching out to Alumni and welcoming them to join as well.

  • Liberty First Credit Union
  • 501 North 46th Street, Lincoln, NE, 68503
  • Lends in Nebraska
  • Liberty First Credit Union is unique in the financial services industry. We are a member-owned, not-for-profit financial cooperative. Those who do business with us are known as members. We exist solely to provide our members with affordable financial services; and members work together to achieve their financial goals.

  • Lincoln Federal Savings Bank
  • 8400 Maddox Dr., Lincoln, NE, 68501
  • Lends in Nebraska
  • Lincoln Federal Savings Bank was formed in 1906 and is organized as a mutual holding company. This means that the Bank is essentially owned by the depositors of the Bank meaning there are no outside shareholders. This structure allows the Bank to offer highly competitive rates to customers on both loans

  • MembersOwn Credit Union
  • 1391 South 33rd Street, Lincoln, NE, 68510
  • Lends in Nebraska
  • MembersOwn Credit Union offers primary banking services with a “People helping People” philosophy. Being locally owned by individuals living in 10 southeast Nebraska counties makes them committed to their members, first and foremost.

    As a trusted financial partner, owners find the personal attention, care

  • LPS Employees Federal Credit Union
  • 5621 N Street, Lincoln, NE, 68510
  • Lends in Nebraska
  • The mission of the LPS Employees Federal Credit Union is to support its members by helping them achieve their current and future goals by providing member-driven services and financial education. We take pride in meeting our members’ needs with honesty, compassion, and integrity.

  • Cornhusker Bank
  • 8310 O Street, Lincoln, NE, 68510
  • Lends in Nebraska
  • Cornhusker Bank occupies a unique position in the Lincoln Nebraska area. In this day of mergers and acquisitions, the bank retains its hometown touch and all the personal services of a true "community bank." Individuals and business customers have access to all the products and services offered by larger national banks.

  • Capital City Mortgage, Inc.
  • 237 S 70th St, Suite 105, Lincoln, NE, 68510
  • Lends in Nebraska
  • Capital City Mortgage, Inc opened its doors in October 2003. We are celebrating our 10th Anniversary. We have been in the same location for 10 years, we did expand the office size in 2007. Have been very fortunate to have the same processor for 10 years. Our goal is to have the best rates and superior service.

  • Nebraska Mortgage Expert
  • 2901 South 84th Street, Suite 10, Lincoln, NE, 68506
  • Lends in Nebraska
  • Nebraska mortgage expert offers mortgage home loans, FHA, VA, USDA loans and refinancing with 18 years of experience in the banking and mortgage . Nebraska home mortgage loans NIFA interest rate mortgage rates fixed rate FHA Loans government home loan jumbo loans. We offer short term construction loans to help you build your dream home.