In 2026, the FHA loan limitations in the county of Norfolk, situated in Madison, NE, are as follows: $472,030 applies to single-family homes, $604,400 for residences with two units, $730,525 for those with three units, and $907,900 for four-unit properties.
Concerning conventional loans, a single-family property's maximum loan amount stands at $726,200. For two-unit buildings, the cap is $929,850, for three-unit homes, it's $1,123,900, and for four-unit dwellings, it reaches $1,396,800.
Utilize our FHA calculator to find out today’s competitive FHA rates and to evaluate the necessary down payment, income, credit score, reserves, and documentation required for qualification. Such tools are essential for prospective buyers aiming to understand their financial needs.
The Lendersa® calculator is designed to allow you an insightful comparison of FHA rate and terms versus other available loan programs. Considerations should include Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans compared alongside FHA offerings.
Gathering resources from a multitude of lenders, Lendersa® rapidly assesses them against your specific financial situation, offering tailored comparisons in only moments.
The Loan Limits Comparison Table for 2026 in the Norfolk county of Madison, NE, outlines the highest loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To effectively analyze these, especially in terms of qualifying requirements like income, credit standing, and reserves, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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