2026 FHA (Government Loans) Limits for David-City, Butler County, Nebraska

In the year 2026, the FHA loan limit in David-City county, within Butler, NE, is set at $356,362 for a single-family home. For duplex residences, the limit extends to $456,275, increases to $551,500 for triplexes, and reaches up to $685,400 for four-unit properties.

When it comes to conventional loans, the maximum available loan amount for a single-family dwelling is $548,250. This limit rises to $702,000 for two-unit homes, advances to $848,500 for three units, and ultimately caps at $1,054,500 for four-unit properties.

Our FHA calculator is available to assist you in checking today's best FHA rates. It also helps you determine essential details like the downpayment, income requirements, credit scores, reserves, and documents needed to qualify for your desired loan program.

Browse and compare loan offers from a selection of 100 lenders

Analyze Your Loan Choices in David-City, NE

With the Lendersa® calculator at your disposal, you can compare FHA rates and terms against all other available loan programs. This includes an extensive range of options: explore and contrast Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.

Using advanced technology, Lendersa® gathers detailed loan program data from a multitude of lenders. Within seconds, it provides tailored comparisons that match your unique financial profile and needs, helping you make informed decisions quickly and efficiently.

The Loan Limits Comparison Table for 2026, applicable to David-City county of Butler, NE, facilitates detailed comparisons among maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To assess qualification specifications like income, reserves, and credit requirements, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for detailed guidance.

Loan limits David-City county of Butler, NE

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


David-City FHA Lenders

  • Columbus Bank and Trust Company
  • 2501 13th Street, Columbus, NE, 68601
  • Lends in Nebraska
  • Columbus Bank and Trust Company is a locally owned, home town bank that originally opened its doors on February 2, 1935 and has remained in local ownership for over 80 years. The original owners were R.V. Prokop, J.H. Moeller, and W.E. Barkley. The Bradley Family took ownership in 1938 and retained ownership until July of 2013.

  • The Jones National Bank and Trust Company of Seward
  • 203 So. 6th Street, Seward, NE, 68434
  • Lends in Nebraska
  • Jones Bank serves Seward, Milford, Valparaiso and the surrounding communities. At Jones Bank our philosophy of “Neighbors Helping Neighbors” reflects our attitude of helpfulness and community support. As a leading Nebraska community bank, we continually invest in the individuals and businesses in our communities.

  • Farmers & Merchants Bank
  • 617 1st St, Milford, NE, 68405
  • Lends in Nebraska
  • At Farmers & Merchants Bank your vision is our vision, and we’ll always match our products and services to what you need to reach your goals Our mission is to grow our communities and keep them strong with competitively priced, high-quality personal business and ag products and services that meet and exceed your financial needs. We’re here to help

  • University of Nebraska Federal Credit Union
  • 1720 P Street, Lincoln, NE, 68508
  • Lends in Nebraska
  • The University of Nebraska Federal Credit Union was started by seven faculty members back in 1937. Soon after membership was expanded to include university staff and in 2006 university students were added to the field of membership. In the fall of 2016 the credit union began reaching out to Alumni and welcoming them to join as well.

  • Liberty First Credit Union
  • 501 North 46th Street, Lincoln, NE, 68503
  • Lends in Nebraska
  • Liberty First Credit Union is unique in the financial services industry. We are a member-owned, not-for-profit financial cooperative. Those who do business with us are known as members. We exist solely to provide our members with affordable financial services; and members work together to achieve their financial goals.

  • Lincoln Federal Savings Bank
  • 8400 Maddox Dr., Lincoln, NE, 68501
  • Lends in Nebraska
  • Lincoln Federal Savings Bank was formed in 1906 and is organized as a mutual holding company. This means that the Bank is essentially owned by the depositors of the Bank meaning there are no outside shareholders. This structure allows the Bank to offer highly competitive rates to customers on both loans

  • MembersOwn Credit Union
  • 1391 South 33rd Street, Lincoln, NE, 68510
  • Lends in Nebraska
  • MembersOwn Credit Union offers primary banking services with a “People helping People” philosophy. Being locally owned by individuals living in 10 southeast Nebraska counties makes them committed to their members, first and foremost.

    As a trusted financial partner, owners find the personal attention, care

  • LPS Employees Federal Credit Union
  • 5621 N Street, Lincoln, NE, 68510
  • Lends in Nebraska
  • The mission of the LPS Employees Federal Credit Union is to support its members by helping them achieve their current and future goals by providing member-driven services and financial education. We take pride in meeting our members’ needs with honesty, compassion, and integrity.

  • Cornhusker Bank
  • 8310 O Street, Lincoln, NE, 68510
  • Lends in Nebraska
  • Cornhusker Bank occupies a unique position in the Lincoln Nebraska area. In this day of mergers and acquisitions, the bank retains its hometown touch and all the personal services of a true "community bank." Individuals and business customers have access to all the products and services offered by larger national banks.

  • Capital City Mortgage, Inc.
  • 237 S 70th St, Suite 105, Lincoln, NE, 68510
  • Lends in Nebraska
  • Capital City Mortgage, Inc opened its doors in October 2003. We are celebrating our 10th Anniversary. We have been in the same location for 10 years, we did expand the office size in 2007. Have been very fortunate to have the same processor for 10 years. Our goal is to have the best rates and superior service.