2026 FHA Loan Limits for Columbus, Platte County, Nebraska

Throughout 2026, the FHA loan limits set for Columbus county within Platte, NE are: $472,030 for a single-family residence, $604,400 for two-unit properties, $730,525 for three-unit setups, and $907,900 for buildings housing four units.

The upper limit for conventional loan amounts on a single-family home is $726,200. For residences with two living units, the cap is $929,850; for those with three units, it's $1,123,900; and $1,396,800 applies to four-unit properties.

To explore current FHA rates and determine what is required for qualification, including down payment, necessary income, credit standing, reserves, and documentation, make use of our FHA calculator.

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The Lendersa® calculator provides a way to compare the terms and rates of FHA loans with other available loan programs. Alongside FHA, explore and evaluate options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® compiles detailed loan program data from a multitude of lenders, allowing prompt comparisons tailored to your individual financial situation and needs.

For the year 2026 in Columbus county of Platte, NE, the Loan Limits Comparison Table highlights FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification requirements like income, reserves, and credit.

Loan limits Columbus county of Platte, NE

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Columbus FHA Lenders

  • Columbus Bank and Trust Company
  • 2501 13th Street, Columbus, NE, 68601
  • Lends in Nebraska
  • Columbus Bank and Trust Company is a locally owned, home town bank that originally opened its doors on February 2, 1935 and has remained in local ownership for over 80 years. The original owners were R.V. Prokop, J.H. Moeller, and W.E. Barkley. The Bradley Family took ownership in 1938 and retained ownership until July of 2013.

  • Bankfirst Nebraska
  • 100 North 13th Street, Norfolk, NE, 68701
  • Lends in Nebraska
  • We are a locally owned, full service bank based in Norfolk, Nebraska with locally managed branches across Nebraska and Iowa. We have been serving our communities for over 50 years. BankFirst is the local bank you can trust. With 12 locations spread across Nebraska and Iowa, we are invested in the communities we serve.

  • Elkhorn Valley Bank and Trust
  • 404 South 25th Street, Norfolk, NE, 68702
  • Lends in Nebraska
  • Elkhorn Valley Bank & Trust is a full-service bank with 8 locations in Norfolk, Wayne, Pierce & Albion, NE. Each branch is staffed with experienced & knowledgeable personnel. We provide banking, lending, wealth management, & insurance services to our customers. Elkhorn Valley Bank & Trust continues to be the leader in servicing the financial needs.

  • The Jones National Bank and Trust Company of Seward
  • 203 So. 6th Street, Seward, NE, 68434
  • Lends in Nebraska
  • Jones Bank serves Seward, Milford, Valparaiso and the surrounding communities. At Jones Bank our philosophy of “Neighbors Helping Neighbors” reflects our attitude of helpfulness and community support. As a leading Nebraska community bank, we continually invest in the individuals and businesses in our communities.

  • CharterWest Bank
  • 201 south main street, West Point, NE, 68788
  • Lends in Nebraska
  • In 1985, CharterWest opened it's doors for the first time in West Point, Nebraska. Since this inception, our growth has been fueled by a strong commitment to the customer. Our positive attitude in lending, competitive pricing of products, and continuity in management and staff have resulted in CharterWest

  • Farmers & Merchants Bank
  • 617 1st St, Milford, NE, 68405
  • Lends in Nebraska
  • At Farmers & Merchants Bank your vision is our vision, and we’ll always match our products and services to what you need to reach your goals Our mission is to grow our communities and keep them strong with competitively priced, high-quality personal business and ag products and services that meet and exceed your financial needs. We’re here to help

  • University of Nebraska Federal Credit Union
  • 1720 P Street, Lincoln, NE, 68508
  • Lends in Nebraska
  • The University of Nebraska Federal Credit Union was started by seven faculty members back in 1937. Soon after membership was expanded to include university staff and in 2006 university students were added to the field of membership. In the fall of 2016 the credit union began reaching out to Alumni and welcoming them to join as well.

  • Liberty First Credit Union
  • 501 North 46th Street, Lincoln, NE, 68503
  • Lends in Nebraska
  • Liberty First Credit Union is unique in the financial services industry. We are a member-owned, not-for-profit financial cooperative. Those who do business with us are known as members. We exist solely to provide our members with affordable financial services; and members work together to achieve their financial goals.

  • Lincoln Federal Savings Bank
  • 8400 Maddox Dr., Lincoln, NE, 68501
  • Lends in Nebraska
  • Lincoln Federal Savings Bank was formed in 1906 and is organized as a mutual holding company. This means that the Bank is essentially owned by the depositors of the Bank meaning there are no outside shareholders. This structure allows the Bank to offer highly competitive rates to customers on both loans

  • MembersOwn Credit Union
  • 1391 South 33rd Street, Lincoln, NE, 68510
  • Lends in Nebraska
  • MembersOwn Credit Union offers primary banking services with a “People helping People” philosophy. Being locally owned by individuals living in 10 southeast Nebraska counties makes them committed to their members, first and foremost.

    As a trusted financial partner, owners find the personal attention, care