2026 max FHA loan in South-Sioux-City, Dakota Nebraska

As of 2026, the FHA loan limits for South-Sioux-City county in NE are set at $356,362 for a single-family home, with $456,275 for duplexes, $551,500 for triplexes, and $685,400 for four-unit structures.

For conventional loans, the highest amount permitted on a single-family dwelling is $548,250, increasing to $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.

Utilize our FHA calculator to find the most competitive FHA rates and to check the necessary down payment, income, credit, reserves, and documentation needed for qualification.

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With the Lendersa® calculator, you can compare FHA interest rates and conditions against various other loan types. Examine and weigh the benefits of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.

Lendersa® collects loan program data from a vast network of lenders and evaluates it within seconds against your specific financial situation and criteria.

For 2026, consult the Loan Limits Comparison Table for South-Sioux-City county of Dakota, NE to compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements like income, reserves, and credit, leverage Lendersa®’s Super Loan Integrated Qualifier (SLIQ™).

	SFR	2 Units	3 Units	4 Units
FHA	$356,362	$456,275	$551,500	$685,400
Conventional Conforming	$548,250	$702,000	$848,500	$1,054,500
Convetional High Balance	$548,250	$702,000	$848,500	$1,054,500
USDA	$285,000	$285,000	$285,000	$285,000
VA	$548,250	$702,000	$848,500	$1,054,500
None-Qm	$1,500,000	$1,500,000	$1,500,000	$1,500,000
None- QM- Super Jumo	$5,000,000	$5,000,000	$5,000,000	$5,000,000
Reverse Mortgage (HECM)	$822,375	$822,375	$822,375	$822,375
Proprietary Reverse Mortgage (Non-FHA)	$4,000,000	$4,000,000	$4,000,000	$4,000,000
Hard Money	$90,000,000	$90,000,000	$90,000,000	$90,000,000

South-Sioux-City FHA Lenders
(402) 372-5147 Lender's profile and map CharterWest Bank 201 south main street, West Point, NE, 68788 Lends in Nebraska In 1985, CharterWest opened it's doors for the first time in West Point, Nebraska. Since this inception, our growth has been fueled by a strong commitment to the customer. Our positive attitude in lending, competitive pricing of products, and continuity in management and staff have resulted in CharterWest
(402) 586-2266 Lender's profile and map Commercial State Bank 519 East Broadway, Wausa, NE, 68786 Lends in Nebraska Commercial State Bank is an independent, locally owned and managed bank with branches located in Wausa, Nebraska City, and Elkhorn, Nebraska. Commercial State Bank was chartered on November 30, 1925, when the Department of Trade and Commerce, Bureau of Banking, signed by Governor Adam McMullen issued the charter.
(402) 371-0722 Lender's profile and map Elkhorn Valley Bank and Trust 404 South 25th Street, Norfolk, NE, 68702 Lends in Nebraska Elkhorn Valley Bank & Trust is a full-service bank with 8 locations in Norfolk, Wayne, Pierce & Albion, NE. Each branch is staffed with experienced & knowledgeable personnel. We provide banking, lending, wealth management, & insurance services to our customers. Elkhorn Valley Bank & Trust continues to be the leader in servicing the financial needs.
(402) 371-8005 Lender's profile and map Bankfirst Nebraska 100 North 13th Street, Norfolk, NE, 68701 Lends in Nebraska We are a locally owned, full service bank based in Norfolk, Nebraska with locally managed branches across Nebraska and Iowa. We have been serving our communities for over 50 years. BankFirst is the local bank you can trust. With 12 locations spread across Nebraska and Iowa, we are invested in the communities we serve.
(402) 697-5990 Lender's profile and map Pinnacle Bank 18081 Burt St, Elkhorn, NE, 68022 Lends in Nebraska We’ve always taken pride in our heritage as a family-owned, community Bank. Our commitment to our customers and community is at the forefront of how we do business. It’s been that way since the very beginning and continues today. Today, we operate a network of more than 151 locations with over $10.8 B in assets.
(402) 492-9100 Lender's profile and map First Nebraska Credit Union 10655 Bedford Avenue, Omaha, NE, 68134 Lends in Nebraska First Nebraska Credit Union is a member-owned, not-for-profit financial cooperative. We offer many of the same services you find at other financial institutions, however we are motivated by service rather than profit. Our focus is “People Helping People” and our goal is to strengthen the financial well-being of our members.
(402) 564-1234 Lender's profile and map Columbus Bank and Trust Company 2501 13th Street, Columbus, NE, 68601 Lends in Nebraska Columbus Bank and Trust Company is a locally owned, home town bank that originally opened its doors on February 2, 1935 and has remained in local ownership for over 80 years. The original owners were R.V. Prokop, J.H. Moeller, and W.E. Barkley. The Bradley Family took ownership in 1938 and retained ownership until July of 2013.
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(712) 663-4322 Lender's profile and map Westside State Bank 401 First Street, Westside, IA, 51467 Westside State Bank first opened the doors of our Westside, Iowa location in 1906. Since those early days, we've been dedicated to offering the conveniences and value of a big bank, while still maintaining the integrity and charm of a community bank — where decisions are made locally and interactions are handled by people you know and trust.
(605) 330-6033 Lender's profile and map Keystone Mortgage 421 W 18th St, Sioux Falls, SD, 57105 Keystone Mortgage has been providing superior customer service to homeowners ever since incorporating in Sioux Falls in 1993. With over $60 million in funding each year, Keystone provides not only the very best loan options available to homeowners, but we also provide superior knowledge gained through years of experience.
(605) 799-6640 Lender's profile and map Bluestone Federal Credit Union - East Branch PO Box 90240, Sioux Falls, SD, 57109 Bluestone Federal Credit Union a not-for-profit, full service financial cooperative serving 43 counties across Iowa, Minnesota, Nebraska and South Dakota by providing convenient online banking tools and consumer-centric lending and saving solutions.Credit Union a not-for-profit, full service financial cooperative serving 43 counties.