As of 2025, the FHA loan limits for South-Sioux-City county in NE are set at $356,362 for a single-family home, with $456,275 for duplexes, $551,500 for triplexes, and $685,400 for four-unit structures.
For conventional loans, the highest amount permitted on a single-family dwelling is $548,250, increasing to $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Utilize our FHA calculator to find the most competitive FHA rates and to check the necessary down payment, income, credit, reserves, and documentation needed for qualification.
With the Lendersa® calculator, you can compare FHA interest rates and conditions against various other loan types. Examine and weigh the benefits of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® collects loan program data from a vast network of lenders and evaluates it within seconds against your specific financial situation and criteria.
For 2025, consult the Loan Limits Comparison Table for South-Sioux-City county of Dakota, NE to compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements like income, reserves, and credit, leverage Lendersa®’s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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