For 2026, the FHA loan threshold in Valley county, part of Douglas, NE, is $472,030 for a single-family home. For a two-unit home, it's $604,400; for three units, it's $730,525; and for four units, it's $907,900.
In the realm of conventional loans, the top limit for a single-family residence is $726,200. For two-unit residences, it climbs to $929,850, reaches $1,123,900 for those with three units, and peaks at $1,396,800 for four-unit properties.
Our FHA calculator can reveal today's premier FHA rates and help establish the required downpayment, income, credit score, reserves, and necessary documentation for qualifying.
With the Lendersa® calculator, you have the ability to assess FHA rates and terms against those offered by other loan programs. Explore options including Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA possibilities.
Lendersa® swiftly sources loan program details from countless lenders and rapidly furnishes comparisons tailored to your individual financial particulars and requirements.
The Loan Limits Comparison Table for 2026 in Valley county and Douglas of NE contrasts FHA limits with those of Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money maximums. To review qualification criteria such as income, reserves, and credit demands, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is available for use.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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