For the year 2025, the FHA loan limit set for Chalco county, located in Sarpy, NE, stands at $472,030 for single-family residences. For homes with two units, the limit is adjusted to $604,400, while for those with three units, it is $730,525, and for four-unit dwellings, the limit rises to $907,900.
With conventional loans, the highest loan amount accessible for a single-family property is $726,200, $929,850 for properties with two units, is $1,123,900 for homes with three units, and for four-unit properties, it is $1,396,800.
Our FHA calculator is available to help you find the most competitive rates today and assess the down payment, necessary income, credit score, reserves, and documentation to qualify.
The Lendersa® calculator is a tool for comparing the rates and terms of FHA loans with those from other loan programs. Investigate and contrast options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA ones.
Lendersa® gathers data from an extensive network of lenders and quickly analyzes it against your specific financial conditions and needs.
Reference the Loan Limits Comparison Table for 2025 in Chalco county of Sarpy, NE, to compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Meanwhile, to evaluate qualification elements like income, credit, and reserve requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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