In 2026, the FHA loan limits for Gretna county within Sarpy, NE are designated as follows: it's $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for tri-unit properties, and $907,900 for four-unit homes.
Regarding conventional loan limits, the maximum amount you can borrow for a single-family house is $726,200. For homes with two units, the limit is $929,850, for three units it's $1,123,900, and for four units, the cap is $1,396,800.
Check out our FHA calculator to explore current FHA rates and figure out the required down payment, income thresholds, credit score levels, reserves, and necessary documentation for qualification. This tool assists in matching you with the perfect FHA plan.
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The Lendersa® calculator allows an in-depth comparison of FHA rates and terms against other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Discover differences by comparing these options in detail.
With Lendersa®, loan data from thousands of lenders is at your fingertips, letting you quickly assess and utilize the information in relation to your unique financial landscape and preferences.
For 2026, our Loan Limits Comparison Table in Gretna county of Sarpy, NE offers detailed insights into FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To better understand qualifications like income requirements, reserve conditions, and credit scores, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for precise assistance.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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