In 2026, the FHA loan limits in Epsom within Merrimack county, NH, are $472,030 for a single-family home. The loans go up to $604,400 for 2-units, $730,525 for 3-units, and reach $907,900 for 4-units.
Conventional loans on a single-family home can reach $726,200. For 2-units, the cap is $929,850, while for 3-units it’s $1,123,900, and for 4-units, it's $1,396,800.
Use our FHA calculator to find today's best rates and determine the needed downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator helps compare FHA rates and terms with those of other loan programs. Investigate options such as Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans alongside FHA offers.
Lendersa® gathers loan program data from thousands of lenders and quickly matches it to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Epsom, Merrimack, NH, shows maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to check qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $350,000 | $350,000 | $350,000 | $350,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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