In 2026, FHA loan limits in Suncook, situated in Merrimack county, NH, are set at $472,030 for single-family homes. For houses with 2 units, the limit increases to $604,400, $730,525 for 3-units, and for 4-units, it is capped at $907,900.
The maximum amounts for conventional loans on a single-family residence are $726,200. For 2-units, it rises to $929,850; for 3-units, $1,123,900; and for 4-units, the limit is $1,396,800.
Use our FHA calculator to see today’s best FHA rates and calculate the downpayment, income, credit, reserves, and documents necessary for eligibility.
The Lendersa® calculator enables comparing FHA rates and terms to other loan programs. Evaluate options such as Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans alongside FHA selections.
Lendersa® gathers extensive loan program data from numerous lenders, offering rapid comparisons tailored to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Suncook, Merrimack, NH, highlights the maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification needs like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $350,000 | $350,000 | $350,000 | $350,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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