2026 FHA Loan Limits for Hopkinton, Merrimack County, New Hampshire

In 2026, the FHA loan limits for Hopkinton in Merrimack county, NH, are as follows: $472,030 for single-family homes, $604,400 for 2-unit buildings, $730,525 for 3-unit homes, and $907,900 for structures with 4 units.

The maximum loan amounts for conventional loans on single-family residences are $726,200, with $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-unit properties.

Employ our FHA calculator to view today’s top FHA rates and ascertain the required downpayment, income, credit, reserves, and documents necessary for qualification.

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Explore Your Loan Choices in Hopkinton, NH

The Lendersa® calculator facilitates comparing FHA rates and terms with those of other available loan programs. Dive into options like Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans alongside FHA alternatives.

Lendersa® taps into extensive loan program data from thousands of lenders, offering quick comparisons tailored to your distinct financial profile and requirements.

The Loan Limits Comparison Table for 2026 in Hopkinton, Merrimack, NH provides a comprehensive overview of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria such as income, reserves, and credit requirements, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Hopkinton county of Merrimack, NH

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $350,000 $350,000 $350,000 $350,000
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Geosegment Systems
  • 24 Front Street, Suite 203, Exeter, NH, 03833
  • Lends in New Hampshire
  • Geosegment Systems was founded in 1991 in Cambridge, Massachusetts as a provider of mortgage market share data from county registry of deed data. In the age before the internet, CD-ROMs, DVDs, flash drives, and other high capacity transmission methods, we received data via the 9-track magnetic tape format first invented by IBM.

  • Title Mortgage Solution
  • 7 Lebanon Street, Suite 105, Hanover, NH, 03755
  • Lends in New Hampshire
  • We have consistently offered the best combination of competitive rates, closing costs, and the widest range of unique and creative loan programs, all while providing the highest level of local service which is so important.We are proud to have closed over a billion dollars in loans, and have helped finance thousands of families.

  • Legacy Mortgage, LLC
  • 2 Buck Rd, Suite L, Hanover, NH, 03755
  • Lends in New Hampshire
  • Founded in 2021 by longtime Upper Valley mortgage professionals Rob Messenger and Jessica Irwin, Legacy Mortgage LLC provides buyers with unique insight into the local market, a combined 70 years of experience, and access to a network of lending professionals that can make all the difference in securing the most optimal combination of rates

  • Presidential Mortgage Inc
  • 390 Portsmouth Avenue, Greenland, NH, 03840
  • Lends in New Hampshire
  • Presidential Mortgage Inc Offering Residential and Commercial mortgages in New Hampshire and Maine, Presidential Mortgage has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders, business owners, and individual home buyers.

  • Value Mortgage Corporation
  • 11 Eldorado Road, Chelmsford, MA, 01824
  • Lends in New Hampshire
  • As a mortgage broker with more than 20 years of experience, Value Mortgage has the dedication and know how to get almost any transaction done. Whether you’re refinancing your house or purchasing your very first home Value Mortgage Corporation can help you with all your home financing needs.

  • X5 Home Loans LLC
  • 300 Constitution Avenue, Suite 202, Portsmouth, NH, 03801
  • Lends in New Hampshire
  • "5 things you can expect from X5 Home Loans
    1. Communication. Always know exactly where things stand.
    2. Availability. Here for you whenever you need us.
    3. Speed. Fast closings and quick answers to your questions.
    4. Simplicity. A clear process that’s easy to understand.
    5. Guidance. Personalized advice to navigate your options."

  • Cousins Home Lending, Inc
  • 1 New Hampshire Avenue, Suite 125, Portsmouth, NH, 03801
  • Lends in New Hampshire
  • Cousins Home Lending, Inc. was established by Anna-Lisa Cousins in December 2002, who has has been in the mortgage banking industry for over 25 years. Anna-Lisa received a B.S. in Financial Management from Franklin Pierce College. Anna-Lisa finds her home in the small town of Greenland, NH with her husband and two sons.

  • Forthright Mortgage LLC
  • 86 Lafayette Road, Suite 4, North Hampton, NH, 03862
  • Lends in New Hampshire
  • Forthright Mortgage representatives have over 20 years combined experience and have handled all types of loans and situations. We are a local company with real people who care about their customers. We will care for you and your mortgage needs from the beginning until the very end and further.

  • Blue Water Mortgage
  • 7 Merrill Industrial Dr, Hampton, NH, 03842
  • Lends in New Hampshire
  • Blue Water Mortgage Corp is an independent mortgage broker serving Massachusetts,New Hampshire, Maine, Connecticut & Florida with HQ in Hampton,New Hampshire.With over 100 years of collective mortgage experience among the team at Blue Water,we have the knowledge & ability to get your loan closed on time with the best terms and lowest rates for you!