In 2026, the FHA loan limits for Hopkinton in Merrimack county, NH, are as follows: $472,030 for single-family homes, $604,400 for 2-unit buildings, $730,525 for 3-unit homes, and $907,900 for structures with 4 units.
The maximum loan amounts for conventional loans on single-family residences are $726,200, with $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-unit properties.
Employ our FHA calculator to view today’s top FHA rates and ascertain the required downpayment, income, credit, reserves, and documents necessary for qualification.
The Lendersa® calculator facilitates comparing FHA rates and terms with those of other available loan programs. Dive into options like Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans alongside FHA alternatives.
Lendersa® taps into extensive loan program data from thousands of lenders, offering quick comparisons tailored to your distinct financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Hopkinton, Merrimack, NH provides a comprehensive overview of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria such as income, reserves, and credit requirements, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $350,000 | $350,000 | $350,000 | $350,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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