This 2025, the FHA loan ceiling for Concord in Merrimack county, NH, is $472,030 for a single-family property. For duplexes, the limit stands at $604,400, while triplexes have a maximum of $730,525, and $907,900 applies to a four-unit residence.
Regarding conventional loans, the upper limit for a single-family home is $726,200. It climbs to $929,850 for two-unit properties, $1,123,900 for three-unit buildings, and peaks at $1,396,800 for residences with four units.
Utilize our FHA calculator to discover today’s optimal FHA interest rates and to assess the necessary downpayment, income verification, credit score, reserves, and required documentation for qualification.
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Lendersa® offers a comprehensive calculator to juxtapose FHA loan rates and conditions against all other loan types. Delve into comparing various options, such as Conventional loans, Jumbo, VA, USDA, Non-QM, and structured hard money loans.
Lendersa® collects detailed loan program data from an extensive range of lenders, analyzing it within seconds to suit your specific financial profile and requirements.
The 2025 Loan Limits Comparison Table in Concord, within Merrimack, NH, allows you to assess FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts with clarity. Utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine and contrast essential qualifications like income, credit, and reserves.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $350,000 | $350,000 | $350,000 | $350,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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