2026 FHA (Government Loans) Limits for Keene, Cheshire County, New Hampshire

In 2026, the FHA loan limit for Keene county in Cheshire, NH, is as follows: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.

Regarding conventional loans, the maximum loan amount for a single-family house is $726,200. For two-unit properties, it is $929,850, for three-unit homes, $1,123,900, and for four-unit dwellings, the cap is $1,396,800.

Our FHA calculator provides today's best FHA rates and helps you calculate your downpayment, income requirements, credit scores, reserves, and necessary documents for qualifying.

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Discover Your Loan Choices in Keene, NH

The Lendersa® calculator allows you to compare FHA rates and terms with those of various other loan types, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in conjunction with FHA.

Lendersa® compiles loan program data from a multitude of lenders, providing rapid comparisons against your individual financial profile and needs.

The Loan Limits Comparison Table for 2026 in Keene county in Cheshire, NH, provides a comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification requirements such as income, reserves, and credit, use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).

Loan limits Keene county of Cheshire, NH

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Keene FHA Lenders

  • Sugar River Bank
  • PO Box 569, Newport, NH, 03773
  • Lends in New Hampshire
  • Sugar River Savings Bank was founded in 1895 by a group of local businessmen who saw the need for a local bank, managed by local people who were committed to the growth and prosperity of the community. As a mutual bank, headquartered in Newport, NH, we service the surrounding communities of Newport, Sunapee, New London, Grantham, Warner, Bradford

  • Advantage Home Loans LLC
  • 167 South River Road, Unit 1, Bedford, NH, 03110
  • Lends in New Hampshire
  • Advantage Home Loans, LLC is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Jason Jaramillo Owner at Advantage Home Loans, LLC. Jason has been in the mortgage industry for over 16 years. Jason is Licensed in Massachusetts, New Hampshire and Rhode Island.

  • Precision Lending
  • 264 South River Road, Suite 432, Bedford, NH, 03110
  • Lends in New Hampshire
  • Matt Vance Owner/Loan Advisor with Precision Lending, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently.

  • Home Choice Lending
  • 264 South River Road, Suite 460, Bedford, NH, 03110
  • Lends in New Hampshire
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Charley Farley Home Loans
  • 172 NH-101, Bedford, NH, 03110
  • Lends in New Hampshire
  • I’m Charley Farley with HarborOne Mortgage. Over the past 25 years my team of loan officers and I have helped thousands of New Hampshire homebuyers in Manchester, Concord, Nashua, Salem, Keene, Lebanon, Bedford, Hollis, the North Country and the Seacoast! I've financed thousands of homeowners all over New Hampshire since 1991

  • St. Marys Bank
  • 200 McGregor Street, Manchester, NH, 03102
  • Lends in New Hampshire
  • St. Mary's Bank is proud of its heritage. For just over a century, we've been helping New Hampshire individuals, families, and businesses with a wide range of financial products and services, including checking accounts, personal loans, real estate loans, business banking, and savvy financial planning.

  • Nextgen Mortgage, Inc
  • 20 Trafalgar Square, Suite 626, Nashua, NH, 03063
  • Lends in New Hampshire
  • Nextgen Mortgage, Inc., is a leading mortgage broker in New England focused on getting our clients the best savings possible. We do not charge application fees, rate lock fees and there are no upfront costs, whatsoever. If we cannot get your loan approved and closed, we do not make a penny.

  • Ledyard National Bank
  • 74 South Main Street, Concord, NH, 03301
  • Lends in New Hampshire
  • At Ledyard, you get more than just bankers with knowledge, expertise and local decision-making capabilities. Ledyard offers true partnerships. Every member of our team is part of the community, providing us with the additional insight to develop personalized solutions for each client. Individuals and families have come to rely on us to provide

  • Granite State Credit Union
  • 1415 Elm Street, Manchester, NH, 03101
  • Lends in New Hampshire
  • Since 1945, Granite State Credit Union has been building relationships with our members while meeting their growing financial needs. Every day we strive to offer the quality, personal service members have come to expect from their local credit union.

    Members enjoy a variety of financial products and services that reach beyond savings

  • Breeze Financial LLC
  • 1001 Elm Street, Suite 401, Manchester, NH, 03101
  • Lends in New Hampshire
  • Your Loan, Our Experts - licensed in Florida, Massachusetts, Michigan, Missouri, New Hampshire, North Carolina. We are partnered with a variety of banks, lenders and investors so we can find the best option available for your situation. Let us simplify the process so you close fast.