For 2026, the FHA loan limit in Cheshire county, part of Swanzey, NH, is set at $472,030 for a single-family unit. The limit extends to $604,400 for duplexes, $730,525 for triplexes, and reaches $907,900 for four-unit residences.
Conventional loan amounts are capped at $726,200 for a single-family home, $929,850 for two-unit homes, $1,123,900 for three-unit homes, and $1,396,800 for four-unit properties.
Try our FHA calculator to find today’s best FHA rates and calculate necessary downpayment amounts, income requirements, credit, reserves, and required documentation for qualification.
The Lendersa® calculator lets you analyze FHA rates and terms alongside other loan programs. Consideration can be given to loans like Conventional, Jumbo, VA, USDA, Non-QM, and hard money when comparing with FHA.
Lendersa® compiles data from a wide array of lending institutions, offering rapid comparisons that suit your unique financial situation and needs.
The 2026 Loan Limits Comparison Table for Swanzey, in Cheshire, NH, gives insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To see qualification criteria such as income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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