This year, 2025, the FHA loan limit for Rochester county, situated in Strafford, NH, stands at $828,000 for a single-family home. The boundary for properties with two units is $1,060,000, for those with three units it's $1,281,300, and for four-unit residences, it is $1,592,350.
In terms of conventional loans, the highest available amount for single-family residences is $828,000. The limit increases to $1,060,000 for two-unit homes, $1,281,300 for three-unit buildings, and reaches $1,592,350 for properties with four units.
To assess today's best FHA rates and calculate the downpayment, along with evaluating income, credit score, reserves, and required documentation to qualify, make use of our FHA calculator.
The Lendersa® calculator acts as a comprehensive tool that allows users to evaluate and contrast FHA rates and conditions with the terms available from other loan programs. Within these comparisons, various loan types such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and alternative hard money loans can be explored thoroughly alongside FHA.
Lendersa® efficiently gathers extensive loan program data from a vast array of lenders and conducts comparisons almost instantaneously, customized to fit your unique financial situation and needs.
During 2025, examine the Loan Limits Comparison Table for Rochester county, found in Strafford, NH. This table provides insights and comparisons of maximum loan amounts across different options including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, as well as Reverse Mortgage (HECM) and hard money loans. For a nuanced comparison of qualification requirements like income, reserves, and credit scores, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $616,400 | $616,400 | $616,400 | $616,400 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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