This year, 2026, the FHA loan limit set for Somersworth county, which is part of Strafford, NH, is categorized based on the property size. For a single-family home, the limit is $828,000. For a property with 2 units, the limit increases to $1,060,000. For those with 3 units, it reaches $1,281,300, and for 4-unit properties, the cap is $1,592,350.
For conventional loans, the maximum allowable amount for a single-family residence is $828,000. For properties with two units, the limit is $1,060,000, for three-unit homes, it is set at $1,281,300, and for residences with four units, the limit extends to $1,592,350.
Our FHA calculator is a valuable tool for analyzing today's top FHA rates. It aids in determining necessary financial components like the downpayment, assessing income stability, evaluating credit strength, determining required reserves, and the essential documents needed to secure qualifications for the loan.
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The Lendersa® calculator provides a robust platform to compare and contrast FHA rates and terms against those of other loan programs. These include Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, creating a comprehensive perspective of available options.
Lendersa® compiles a vast array of loan program data from thousands of lenders, efficiently processing this information to offer a comparison specifically tailored to your financial profile and needs. This quick and effective analysis serves as a key resource in making informed lending decisions.
Check the comprehensive Loan Limits Comparison Table for 2026 in Somersworth county within Strafford, NH. This table compares maximum loan amounts across various loan types including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and specialized hard money loans. To delve deeper into qualification factors such as income, reserve requirements, and credit evaluations, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™), designed for in-depth analysis and comparison of various loan qualification necessities.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $616,400 | $616,400 | $616,400 | $616,400 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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