During 2026, the FHA loan limit set in South-Hooksett, located in Merrimack, NH, is $356,362 for a single-family home. For 2-unit homes, the limit is $456,275, moving to $551,500 for 3-unit properties, and for 4-unit residences, it is $685,400.
Concerning conventional loans, the cap for a single-family dwelling is $548,250, extending to $702,000 for 2-unit establishments, $848,500 for 3-units, and $1,054,500 for 4-unit setups.
Use our FHA calculator to examine today’s premier FHA rates, and ascertain necessary downpayments, income, credit margins, reserves, and requisite documents for qualification.
The Lendersa® calculator is designed to facilitate the comparison of FHA rates and terms against those of other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects detailed loan data from numerous lenders, providing a rapid comparison against your specific financial profile and needs for instant insight.
The 2026 Loan Limits Comparison Table for South-Hooksett in Merrimack, NH provides an analysis of the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For comparing qualification requirements such as income, reserves, and credit score, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $350,000 | $350,000 | $350,000 | $350,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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