2026 FHA (Government Loans) Limits for Manchester, Hillsborough County, New Hampshire

In 2026, FHA loan limits in Manchester county of Hillsborough, NH are $477,250 for a single-family home, $610,950 for 2-units, $738,500 for 3-units, and $917,800 for 4-units.

The maximum amounts for conventional loans on a single-family residence are $726,200. For 2-units, it's $929,850, for 3-units, $1,123,900, and for 4-units, $1,396,800.

Use our FHA calculator to discover today’s best FHA rates and determine the necessary downpayment, income, credit, reserves, and documentation for qualification.

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Review Loan Options in Manchester, NH

The Lendersa® calculator helps you evaluate FHA rates and terms against those from other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® compiles data from thousands of lenders, providing swift comparison with your unique financial circumstances.

The Loan Limits Comparison Table for 2026 in Manchester county, Hillsborough, NH shows maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money lending. For qualification needs like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Manchester county of Hillsborough, NH

SFR 2 Units 3 Units 4 Units
FHA $477,250 $610,950 $738,500 $917,800
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $350,000 $350,000 $350,000 $350,000
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Manchester FHA Lenders

  • Empire Mortgage Corporation
  • 575 South Willow Street, Suite 211, Manchester, NH, 03103
  • Lends in New Hampshire
  • At Empire Mortgage Corporation. We are a full-service mortgage company based in Manchester, NH. We specialize in FHA Loans, VA Loans, and Conventional Loans in New Hampshire. Whether you are buying a home or refinancing in the granite state, we can help you realize your dream of homeownership

  • Granite State Credit Union
  • 1415 Elm Street, Manchester, NH, 03101
  • Lends in New Hampshire
  • Since 1945, Granite State Credit Union has been building relationships with our members while meeting their growing financial needs. Every day we strive to offer the quality, personal service members have come to expect from their local credit union.

    Members enjoy a variety of financial products and services that reach beyond savings

  • Breeze Financial LLC
  • 1001 Elm Street, Suite 401, Manchester, NH, 03101
  • Lends in New Hampshire
  • Your Loan, Our Experts - licensed in Florida, Massachusetts, Michigan, Missouri, New Hampshire, North Carolina. We are partnered with a variety of banks, lenders and investors so we can find the best option available for your situation. Let us simplify the process so you close fast.

  • Insight Mortgage Corp.
  • 66 Hanover St, Suite 302, Manchester, NH, 03101
  • Lends in New Hampshire
  • At Insight Mortgage Corp., we broke away from the intimidating, slow process borrowers dread. We use Internet-based automated procedures to speed you on your way to home ownership or refinancing. You can provide loan application information on a secure Web server linked from our Web site, in person, or over the telephone.

  • HarborOne Mortgage
  • 650 Elm Street, 6th Floor, Manchester, NH, 03101
  • Lends in New Hampshire
  • HarborOne Mortgage has been a leader in residential mortgage lending. Our reputation as a premier service provider has been the key to our success. As a wholly owned subsidiary of HarborOne Bank. we offer a seasoned team of experienced mortgage professionals backed by the strength of New England’s largest state-chartered cooperative bank.

  • Members First Credit Union
  • 7 Salmon Street, Manchester, NH, 03104
  • Lends in New Hampshire
  • At Members First, we're like pocket-sized financial superheroes - here to save the day! We're small enough to get to know you, which lets us make a big difference in your finances. So, share your goals with a member of our staff and we'll do everything we can to ensure we've made a difference for you.

  • Pinnacle Mortgage Corp
  • 835 Hanover St, Unit 301, Manchester, NH, 03104
  • Lends in New Hampshire
  • The Pinnacle Mortgage Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • St. Marys Bank
  • 200 McGregor Street, Manchester, NH, 03102
  • Lends in New Hampshire
  • St. Mary's Bank is proud of its heritage. For just over a century, we've been helping New Hampshire individuals, families, and businesses with a wide range of financial products and services, including checking accounts, personal loans, real estate loans, business banking, and savvy financial planning.

  • Bedford Lending Corporation
  • 77 Gilcreast Rd, Suite 2004, Londonderry, NH, 03053
  • Lends in New Hampshire
  • Bedford Lending Corporation is a direct MAP and LEAN approved FHA lender & commercial mortgage banking company that provides financing solutions for apartments, healthcare facilities, senior living, hospitals, and other commercial real estate. Our direct loan programs can be used to acquire, refinance, construct, or rehabilitate assets nationwide.

  • Homestead Mortgage, LLC
  • 45 Londonderry Turnpike, Suite 1, Hooksett, NH, 03106
  • Lends in New Hampshire
  • "Homestead Mortgage, LLC is committed to helping you find the right mortgage product for your needs and to exceeding your expectations for outstanding customer service.

    We understand that every borrower is different, and our clients have access to the widest array of programs and options,"