For the year 2025, in Aberdeen located in Monmouth county, NJ, the FHA loan limits are $1,089,300 for a single-family home, $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four units.
The maximum amount for conventional loans on a single-family home is $1,089,300. For two-unit homes, it's $1,394,775, for three units, it's $1,685,850, and for four units, $2,095,200.
Use our FHA calculator to discover today's best FHA rates and find out what down payment, income levels, credit score, reserves, and documents are needed to qualify.
The Lendersa® calculator helps you contrast FHA rates and terms with those from other loan programs. Consider Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in addition to FHA.
By gathering data from thousands of lenders, Lendersa® quickly matches them against your financial profile and needs.
The Loan Limits Comparison Table for 2025 in Aberdeen, Monmouth, NJ allows assessment of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Assess qualification needs such as income, reserves, and credit with Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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