In 2026, FHA loan limits in Old-Bridge county, Middlesex, NJ include $822,375 for a single-family home, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four-unit properties.
The maximum conventional loan amount on a single-family residence is $822,375, for two-unit residences it's $1,053,000, for three units it's $1,272,750, and for four units, the limit is $1,581,750.
Use our FHA calculator to view today’s top FHA rates and figure out the needed downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator aids in comparing FHA rates and terms with those of other loan programs. Explore and juxtapose conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® retrieves detailed loan program information from thousands of lenders, matching it promptly to your specific financial profile and needs.
The 2026 Loan Limits Comparison Table in Old-Bridge county of Middlesex, NJ helps compare maximum amounts for FHA, conventional, jumbo, USDA, VA, Non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification needs such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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