In 2026, the FHA loan limits in Keyport County of Monmouth, NJ are set at $1,089,300 for a single-family home, $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four units.
The cap for conventional loans on a single-family residence stands at $1,089,300. For two-unit properties, it is $1,394,775, $1,685,850 is the limit for three units, and for properties with four units, it is $2,095,200.
Use our FHA calculator to explore today's top FHA rates and calculate the necessary downpayment, income, credit, reserves, and documentation required for qualification.
The Lendersa® calculator allows for comparing FHA rate and terms with all other loans. Assess options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in contrast to FHA offerings.
Lendersa® aggregates loan data from numerous lenders and quickly compares it with your specific financial needs.
Examine the Loan Limits Comparison Table for 2026 in Keyport County, Monmouth, NJ to assess maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification metrics like income and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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