In 2026, the FHA loan limits for Berlin county, Camden, in NJ are set at $529,000 for a single-family home. For 2-units, the limit is $677,200; for 3-units, it's $818,600; and for 4-units, the maximum is $1,017,300.
For conventional loans, the highest amount available on a single-family residence is $726,200. For properties with two units, this extends to $929,850, for three-unit homes it's $1,123,900, and for four-units, the cap is $1,396,800.
Our FHA calculator can help you find the best FHA rates today and determine the downpayment, income requirements, credit, reserves, and necessary documents for qualification.
The Lendersa® calculator gives you the ability to assess FHA rates against those of other loan programs. You might explore and compare, alongside FHA, Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® obtains loan program data from numerous lenders, quickly evaluating it with your distinct financial profile and needs.
The Loan Limits Comparison Table for 2026 in Berlin county of Camden, NJ provides a detailed look at maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To compare qualification requirements, such as income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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