In 2026, the FHA loan limits for Waterford county in Camden, NJ are as follows: $529,000 for single-family homes, $677,200 for properties with two units, $818,600 for three-unit structures, and $1,017,300 for four-unit residences.
As for conventional loans, the ceiling on single-family homes is $726,200, while for duplexes, it's $929,850, for triple-unit homes, it is $1,123,900, and for those with four units, $1,396,800 is the maximum.
To discover today’s FHA optimal rates, and to assess the necessary downpayment, income, credit prerequisites, reserves, and documents needed for qualification, make use of our FHA calculator.
The Lendersa® calculator aids in comparing FHA rates and terms alongside other loan program specifications. This includes exploring and comparing conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans with what's available from the FHA.
Lendersa® sources extensive loan program information from thousands of lenders, swiftly comparing it against your unique financial scenario and needs.
The Loan Limits Comparison Table for 2026 in Waterford county of Camden, NJ, enables a side-by-side analysis of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Utilizing the Lendersa® Super Loan Integrated Qualifier (SLIQ™) facilitates a detailed comparison of qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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