For 2026, in Blackwood, part of Camden county, NJ, the FHA loan limits are as follows: $529,000 for a single-family home, $677,200 for duplexes, $818,600 for triplexes, and $1,017,300 for properties with four living units.
The cap on conventional loans for a residence containing a single family is $726,200. Properties with two units have a limit of $929,850, while those with three and four units are capped at $1,123,900 and $1,396,800, respectively.
Utilize our FHA calculator to uncover today's most favorable FHA rates while also determining the requisite down payment, income level, credit rating, reserves, and documentation needed for loan qualification.
The Lendersa® calculator facilitates the comparison of FHA loan rates and conditions with a host of different credit solutions, encompassing Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, among others.
Lendersa® compiles loan program information from an extensive network of lenders and performs rapid comparisons tailored to your unique financial situation and specific needs.
Reference the Loan Limits Comparison Table for 2026 centered in Blackwood, Camden, NJ to evaluate maximum loan amounts across various loan types including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For in-depth comparisons of qualification criteria such as income, reserves, and creditworthiness, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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