In 2026, the FHA loan limits in Stratford County of Camden, NJ are set as follows: $529,000 for single-family homes, $677,200 for properties with two units, $818,600 for three-unit dwellings, and $1,017,300 for four-unit buildings.
For conventional loans, the upper limit for a single-family home is $726,200. Two-unit properties are capped at $929,850, while three units have a limit of $1,123,900, and four units go up to $1,396,800.
Utilize our FHA calculator for today's top FHA rates and to calculate the essential requirements such as downpayment, income, credit, reserves, and documentation needed for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms against all other loan program offerings. Examine Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in relation to FHA.
Lendersa® swiftly pulls data from numerous lenders, making comparisons to match your particular financial profile and needs.
In 2026, the Loan Limits Comparison Table for Stratford County, Camden, NJ lets you compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For assessing qualifications such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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