For 2026, the FHA loan limits are defined for Buena in Atlantic county, NJ. These are set at $472,030 for a single-family home. For properties with 2 units, the limit is $604,400; for 3-unit dwellings, it is $730,525; and for properties with 4 units, the limit reaches $907,900.
The cap on conventional loans for a single-family home is $726,200. For homes with 2 units, the limit is $929,850; for buildings with 3 units, it stands at $1,123,900; and for 4-unit homes, the top amount is $1,396,800.
Use our FHA calculator to discover today’s most competitive FHA rates and assess what downpayment, income, credit, reserves, and documentation are required to qualify effectively.
The Lendersa® calculator empowers you to compare and contrast FHA rates and conditions with those of other loan programs. Delve into options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, evaluated alongside FHA offerings.
Lendersa® taps into a massive dataset from thousands of lenders, quickly aligning it with your unique financial situation and requirements for seamless comparison.
The Loan Limits Comparison Table for 2026 in Buena, Atlantic county, NJ offers a comprehensive evaluation of the maximum loan amounts available under FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money programs. For a deeper dive into qualification requirements such as income, reserves, and credit scores, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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