In 2026, the FHA loan limit in Williamstown county, part of Gloucester, NJ, is set at $529,000 for a single-family home. For properties with 2-units, the limit is $677,200, for 3-units it is $818,600, and for homes with 4-units, it reaches $1,017,300.
For conventional loans, the maximum allowable amount for a single-family residence is $726,200. For those with 2-units, the limit is $929,850, for 3-units it is $1,123,900, and for 4-unit homes, it is $1,396,800.
Use our FHA calculator to find today's best FHA rates and ascertain the necessary downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator lets you assess FHA rates and terms alongside all other loan programs. Explore options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans compared to FHA.
Lendersa® collects data from thousands of lenders, rapidly aligning it with your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Williamstown county, Gloucester, NJ facilitates the comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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