As of 2026, in the county of Burlington, situated in Chesterfield, NJ, the FHA loan cap is set at $529,000 for a single-family home. For residences with two units, it is $677,200, for three units, the limit is $818,600, and $1,017,300 for four-unit homes.
Concerning conventional loans, the top amount available for a single-family house is $726,200. For buildings with two units, the maximum is $929,850, for three units it is $1,123,900, and for properties with four units, it is $1,396,800.
You can use our FHA calculator to explore today's optimal FHA rates, calculate the necessary downpayment, and understand the credit, income, reserves, and documentation required for qualification.
The Lendersa® calculator gives you the ability to compare FHA loan rates and terms with other available loan programs. Explore and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® acquires comprehensive loan program information from a multitude of lenders and can swiftly present comparisons tailored to your distinct financial profile and requirements.
In the 2026 Loan Limits Comparison Table for Burlington, Chesterfield, NJ, you can examine maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification aspects such as income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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