For the year 2026 in the county of Burlington, located in North-Hanover, NJ, the FHA loan ceiling for a single-family dwelling is set at $431,250. For homes with two units, the limit is $552,050, while it rises to $667,350 for three-unit structures, and $829,350 for those with four units.
As for conventional loans, the highest lending amount for a single-family residence stands at $548,250. Homes with two units have a cap of $702,000, the threshold for a three-unit property is $848,500, and it reaches $1,054,500 for four-unit residences.
With our FHA calculator, you can find the most competitive FHA rates today, and evaluate the necessary downpayment, income, credit, reserves, and paperwork for qualification assurance.
The Lendersa® calculator provides the ability to assess FHA loan characteristics alongside other loan products' rate and terms, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Drawing from data provided by thousands of lenders, Lendersa® evaluates loan program options tailored quickly according to your unique financial situation and requirements.
Our Loan Limits Comparison Table for the year 2026 in Burlington, North-Hanover, NJ lets you review maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine how to qualify based on income, reserves, and credit, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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