In 2025, the FHA loan limit in Yardville County of Mercer, NJ is $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three units, and $907,900 for four units.
The most you can borrow with conventional loans on a single-family home is $726,200, with limits of $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to view today’s optimal FHA rates and assess the downpayment, credit, income, reserves, and documentation needed for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with other loan programs. Investigate and evaluate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects extensive data from thousands of lenders, providing rapid comparisons tailored to your financial profile.
Our Loan Limits Comparison Table for 2025 in Yardville County, Mercer, NJ, lets you compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To view qualification needs such as income and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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