In 2026, FHA loan limits for Cresskill county in Bergen, NJ are established at $1,089,300 for a single-family home. For two-unit properties, the limit is $1,394,775, for three units it's $1,685,850, and for four-unit residences, it's $2,095,200.
The maximum conventional loan amounts for a single-family residence are $1,089,300. For two units, $1,394,775, for three units $1,685,850, and for four units $2,095,200.
Use our FHA calculator to explore today’s best FHA rates and calculate the required downpayment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator assists in comparing FHA rates and terms with those of other loan programs. It allows you to explore and assess options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® gathers extensive loan program data from a multitude of lenders, efficiently matching it to your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Cresskill county, Bergen, NJ, provides insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification requirements, such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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