In 2025, FHA loan limits in Deerfield county of Cumberland, NJ are set as follows: $472,030 for a single-family home. For two-unit properties, it is $604,400, for three units the limit is $730,525, and for four units, it peaks at $907,900.
The maximum amount for conventional loans on a single-family residence is $726,200. Two-unit homes are capped at $929,850, for three units it is $1,123,900, and four units have a limit of $1,396,800.
Use our FHA calculator to find today’s top FHA rates, and determine the downpayment, income requirements, credit, reserves, and documentation needed to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Investigate and consider options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA choices.
Lendersa® aggregates data from thousands of lenders, promptly aligning it with your unique financial profile and needs for fast, efficient comparisons.
The Loan Limits Comparison Table for 2025 in Deerfield within Cumberland, NJ, presents maximum loan values for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate requirements like income, reserves, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
