In 2025, within Maurice-River County of Cumberland, NJ, the FHA loan ceilings are $356,362 for a single-family home, $456,275 for properties with two units, $551,500 for three-unit homes, and $685,400 for those with four units.
Traditional loans have caps of $548,250 for single-family homes, with $702,000 for two units, $848,500 for three, and $1,054,500 for four-unit buildings respectively.
Our FHA calculator is a tool to explore current FHA favorable rates and understand the requirements such as downpayment, income, credit rating, reserves, and documentation essential for qualification.
The Lendersa® calculator facilitates comparing FHA loan rates and terms with those of diverse programs. Delve into and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA options.
By collecting extensive program data from myriad lenders, Lendersa® offers swift comparisons tailored to meet your specific financial profile and needs efficiently.
Our Loan Limits Comparison Table for 2025 in Cumberland, Maurice-River, NJ, provides maximum limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualifications related to income, reserves, and credit, leverage Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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