In 2026, the FHA loan limit in Denville county within Morris, NJ is $1,089,300 for a single-family home. It increases to $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.
The maximum for conventional loans is $1,089,300 for a single-family, $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.
Utilize our FHA calculator for today's best rates and understand the needed downpayment, income, credit, reserves, and documents.
The Lendersa® calculator compares FHA rates with other loan programs. Examine options like Conventional, Jumbo, and USDA, among others.
Lendersa® swiftly matches thousands of programs to your financial profile.
Use the 2026 Loan Limits Table in Denville county, Morris, NJ to compare FHA, Jumbo, VA, and more. Check Lendersa® SLIQ™ for qualification criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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