2025 FHA (Government Loans) Limits for Denville, Morris County, New Jersey

In 2025, the FHA loan limit in Denville county within Morris, NJ is $1,089,300 for a single-family home. It increases to $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.

The maximum for conventional loans is $1,089,300 for a single-family, $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.

Utilize our FHA calculator for today's best rates and understand the needed downpayment, income, credit, reserves, and documents.

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Evaluate loan options in Denville, NJ

The Lendersa® calculator compares FHA rates with other loan programs. Examine options like Conventional, Jumbo, and USDA, among others.

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Use the 2025 Loan Limits Table in Denville county, Morris, NJ to compare FHA, Jumbo, VA, and more. Check Lendersa® SLIQ™ for qualification criteria.

Loan limits Denville county of Morris, NJ

SFR 2 Units 3 Units 4 Units
FHA $1,089,300 $1,394,775 $1,685,850 $2,095,200
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $1,089,300 $1,394,775 $1,685,850 $2,095,200
USDA $776,600 $776,600 $776,600 $776,600
VA $1,089,300 $1,394,775 $1,685,850 $2,095,200
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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